Merrick Bank's Account Restructure Program

Our program offers the following benefits:

  • Lower Annual Percentage Rate (APR);
  • Lower monthly payment;
  • Monthly Annual Fees (if any) will no longer be assessed; and
  • A payment amount that stays the same every month;

All of this combined, helps you reduce your balance faster!


To get started, please enter your Offer Code that was printed on your letter or email.

Enter the 8-digit offer code